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Car Loan Finance Resources

Looking for a loan to finance your next vehicle purchase? Loan Finance Online is an online broker-matching platform that helps Australians compare and prequalify for car loans tailored to their unique financial profiles. Whether you're buying new or used, from a dealership or private seller, we connect you with participating brokers and lenders to provide competitive rates and flexible terms. Start today and take the first step toward finding a car finance solution that suits you.

Find the right car loan finance at competitive rates

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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly. We only compare products and providers available through our participating broker network and do not compare all options in the market.

Drive away with the right finance

A car loan is a convenient and structured way to finance your next vehicle purchase — whether you’re buying new or used, from a dealership or private seller. With loan amounts typically tied to the value of the vehicle, car finance can reduce upfront costs and allow for predictable, affordable repayments over time.

Choose from a range of car loan products

Australian car loans include secured options — where the vehicle serves as collateral — or unsecured loans for older cars or buyers who prefer more flexibility. Terms generally range from 1 to 7 years, and rates can vary depending on your credit profile, employment status, and loan structure. Some lenders also offer pre-approval so you can shop with confidence.

Compare and prequalify online

Loan Finance Online helps you compare tailored car loan options from multiple lenders available through our participating broker panel, based on your unique financial profile. By prequalifying your enquiry, we use our own eligibility criteria to help match you with brokers or lenders who are more likely to be able to assist — this is not a formal loan pre-approval or credit offer. This process may help reduce unnecessary credit checks at the enquiry stage, though your matched broker or lender may still conduct a credit check as part of their own assessment. Get on the road faster with finance options that fit.

Our participating broker partners will seek to provide you with competitive rates and options available from their panel of lenders. Actual rates and outcomes will vary based on your circumstances. Comparison is limited to products and providers available through those panels; we do not compare all lenders or options in the market.

Personal Advice

Loan Finance Online does not provide personal financial advice or credit assistance directly. All enquiries, including quote comparisons, credit assistance and any product recommendations or assistance, including general or personal advice (where applicable), are provided by a licensed specialist broker or lender, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request. You should confirm with your broker or lender what type of advice, if any, you are receiving.

Broker Matching

A specialist Finance Broker or Lender will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your car loan quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

Free service

Our service is free to the public. We may receive a referral fee or commission from your matched broker - regardless of whether you choose to proceed with any of their recommendations. Any fee paid to us by your broker is a general marketing expense and is not directly passed on to you nor added to your loan. Referral fees or commissions paid to us by brokers may vary, and you can ask your matched broker for details of any commission arrangements that relate to your enquiry.


Car Loans Articles

Smart Saving Strategies for First-Time Car Buyers
Smart Saving Strategies for First-Time Car Buyers
Welcome to a beginner's guide to saving for your first car! Buying a car for the first time is an exciting journey, filled with anticipation and, sometimes, a bit of anxiety. Rest assured, you are not alone on this path. Many Australians have taken these steps before you, and with the right strategies, you can turn this experience into a rewarding achievement. - read more
Understanding Business Car Loans: What You Need to Know
Understanding Business Car Loans: What You Need to Know
Welcome to our comprehensive guide on business car loans! Whether you're an entrepreneur or a small business owner in Australia, understanding the ins and outs of vehicle loans can be immensely beneficial. Our goal is to provide you with practical insights and tips to navigate the financial landscape with ease. - read more
How Credit Scores Affect Your Car Loan Options
How Credit Scores Affect Your Car Loan Options
In the world of personal finance, a credit score plays a pivotal role in determining your borrowing power. But what exactly is a credit score? Simply put, it's a numerical representation of your creditworthiness, based on an analysis of your credit files. This score helps lenders assess the risk of lending you money or extending credit. - read more
Unlocking Savings: The Benefits of Refinancing Your Car Loan
Unlocking Savings: The Benefits of Refinancing Your Car Loan
Refinancing your car loan can be a game changer for your financial health. But what exactly does it mean? In simple terms, refinancing involves replacing your current car loan with a new one, usually to secure better interest rates or more favorable terms. - read more

Finance News

ANZ Implements Stricter Home Loan Policies for Company Borrowers
ANZ Implements Stricter Home Loan Policies for Company Borrowers
25 Jan 2026: Paige Estritori
In a significant policy shift, ANZ Bank has tightened its mortgage lending criteria for company borrowers, effective from 8 January 2026. This move reflects a broader trend among major Australian lenders to recalibrate risk appetites and credit standards in response to evolving economic conditions. - read more
Non-Bank Lenders Intensify Legal Actions as Major Banks Scale Back
Non-Bank Lenders Intensify Legal Actions as Major Banks Scale Back
25 Jan 2026: Paige Estritori
Recent data reveals a notable increase in court enforcement actions by non-bank lenders, coinciding with a reduction in such activities by major banks. This trend signifies a shift in creditor behavior within Australia's financial sector, with non-bank institutions adopting more assertive measures to recover debts. - read more
Westpac NZ Launches Special Debt Consolidation Loan to Alleviate Post-Holiday Financial Strain
Westpac NZ Launches Special Debt Consolidation Loan to Alleviate Post-Holiday Financial Strain
25 Jan 2026: Paige Estritori
In response to concerns about post-holiday financial stress, Westpac New Zealand has introduced a special debt consolidation personal loan with an interest rate of 11.95% per annum. This initiative aims to assist customers in managing debts accrued during the festive season and to alleviate associated financial pressures. - read more
APRA's New Lending Cap: What Homebuyers Need to Know
APRA's New Lending Cap: What Homebuyers Need to Know
25 Jan 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 2026, APRA will implement a cap on high debt-to-income (DTI) home loans, limiting banks to issuing no more than 20% of new home loans with DTI ratios of six times or higher. This measure applies to both owner-occupier and investor loans, excluding new housing developments. - read more

Free Assessment

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Credit Utilization:
The amount of credit you are using compared to the amount of credit available to you, typically expressed as a percentage.