Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.
All car loan applications are subject to lender credit approval and, where applicable, responsible lending requirements, so not all applicants will qualify for every product.
A car loan is a convenient and structured way to finance your next vehicle purchase — whether you’re buying new or used, from a dealership or private seller.
With loan amounts typically tied to the value of the vehicle, car finance can reduce upfront costs and allow for predictable, affordable repayments over time.
"Very helpful, communicative, they don't harass or call repetitively like some do. Great experience"
These are genuine reviews from customers who have used our broker referral service. We work with licensed finance and insurance professionals across Australia and continually monitor the quality of our network, however individual experiences and outcomes may vary
Australian car loans include secured options — where the vehicle serves as collateral — or unsecured loans for older cars or buyers who prefer more flexibility.
Terms generally range from 1 to 7 years, and rates can vary depending on your credit profile, employment status, and loan structure.
Some lenders also offer pre-approval so you can shop with confidence.
Your car loan quote request may be referred to a participating finance broker or lender. Allocation may take account of your selected enquiry category, the information you provide, provider availability and capacity, timing and bidding settings; it is not a recommendation of a financial product.
For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
Loan Finance Online refers enquiries to participating brokers or lenders. A participating broker can help you compare tailored car loan options from multiple lenders available through their panel, based on your financial profile.
Our eligibility check assesses whether your enquiry meets the referral criteria of at least one participating broker or lender. Criteria vary by product and circumstances, and a referral may not be available — this is not a loan eligibility assessment, formal loan pre-approval or credit offer.
Submitting an enquiry does not result in Loan Finance Online performing a credit check, though your referred broker or lender may require a credit check or credit assessment later before approval.
Get on the road with finance options that fit.
Our participating broker partners will seek to provide you with competitive rates and options available from their panel of lenders.
Actual rates and outcomes will vary based on your circumstances. Broker comparisons are limited to products and providers available through their panels and do not cover all lenders or options in the market. Loan Finance Online does not itself compare rates or financial products.
Calculate car loan repayments with our Car Loan Repayment Calculator. View detailed amortization charts to compare terms, track interest, and plan your budget with confidence.
Loan Finance Online does not provide personal financial advice or credit assistance directly.
After you submit a quote request, your enquiry may be referred to a participating licensed broker or lender from our Australia-wide referral partner network. Any quote comparisons, credit assistance, product recommendations or advice are provided by that broker or lender, where within their service and authorisation, in direct communication with you.
You should confirm with your broker or lender what type of advice, if any, you are receiving.
Our service is free to the public. We may receive a referral fee or commission from your matched broker - regardless of whether you choose to proceed with any of their recommendations.
We do not charge you for making a referral. Your broker or lender can explain any fees associated with their services or your loan.
Referral fees or commissions paid to us by brokers may vary, and you can ask your matched broker for details of any commission arrangements that relate to your enquiry.